Call Dundee

01382 401084

Call Carnoustie

01241 855099

Call Dundee

01382 401084

Call Carnoustie

01241 855099

First Time Buyers

First Time Buyers

Buying a house is one of the most important purchases you will make. We know that buying a home for the first time can be an intimidating process with many questions needing answered.

Our advisers will talk you through the financial aspects of the buying process and provide you with advice from a comprehensive range of mortgages across the market to find you the mortgage suited to your circumstances.

Deposit

Currently mortgage lenders will lend up to 90% of the value or purchase price, whichever is the lower. This means that you will require at least 10% deposit down and the more deposit you can produce the better deal lenders will offer.

Don’t worry if you can’t produce this size of deposit, we can look at alternative ways of getting you on the property ladder which include:

How much can I borrow?

The majority of mortgage lenders will calculate how much they will lend based on affordability where they analyse your monthly income and expenditure. We can obtain an accurate borrowing figure based on your circumstances.

Solicitor

Buying your first property is probably the first time many clients have ever needed a solicitor. Our advisers can provide you with a solicitor who offers very competitive legal fees when you arrange your mortgage with us.

Conveyancing is not regulated by the Financial Conduct Authority.

Contact Us

Please contact us using the form below. Alternatively, visit our contact us page for more details.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE